Bank statement mortgages in the USA

Leverage your personal or business bank statements to get a US mortgage

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Bank statement borrowers

  • 1099 earners
  • Business owners
  • Entrepreneurs
  • Independent consultants
  • Freelancers
  • Gig workers
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Eligible properties

Our lenders offer financing for a wide range of properties

Single Family



2-4 unit residential buildings



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Down payment

  • Bank statement mortgages start with as low as 10% down payment*
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How Kredium helps you

20 DSCR lenders

We have 20 lenders with bank statement mortgage options


We shop for best non-QM offers based on your particular circumstances

Help from start

We help you from start to finish, regardless of where you are in the world

Small business

We help all self-employed borrowers, from small business owners to independent gig workers

Contact us

Single Business Tower, 26th Floor
153 Sheikh Zayed Rd Business Bay (Dubai)

2020 Silver Creek Rd, Bullhead City,
AZ 86442 (USA)