Bank statement mortgages in the USA

Leverage your personal or business bank statements to get a US mortgage

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Bank statement borrowers

  • 1099 earners
  • Business owners
  • Entrepreneurs
  • Independent consultants
  • Freelancers
  • Gig workers
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Eligible properties

Our lenders offer financing for a wide range of properties

Single Family



2-4 unit residential buildings



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Down payment

  • Bank statement mortgages start with as low as 10% down payment*
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How Kredium helps you

20 DSCR lenders

We have 20 lenders with bank statement mortgage options


We shop for best non-QM offers based on your particular circumstances

Help from start

We help you from start to finish, regardless of where you are in the world

Small business

We help all self-employed borrowers, from small business owners to independent gig workers

Contact us

Kredium USA

2020 Silver Creek Rd, Bullhead City, AZ 86442

Kredium experts are here

To help you select a mortgage that is right for you