Bank statement mortgages in the USA
Leverage your personal or business bank statements to get a US mortgage
Bank statement borrowers
- 1099 earners
- Business owners
- Entrepreneurs
- Independent consultants
- Freelancers
- Gig workers
Interest rate
7.500%
APR
5.923%
Featured interest rates
Eligible properties
Our lenders offer financing for a wide range of properties
Single Family
Condos
PUDs
2-4 unit residential buildings
Townhouse
Condotel
Featured bank statement mortgage scenario
| $700k bank statement loan scenario | |
|---|---|
| Property price | $1,000,000 |
| Loan amount | $700,000 |
| Down payment | 30% |
| Property type | 1-unit condo |
| Occupancy | Investment property |
| Borrower type | US resident |
| Transaction | Purchase |
| FICO score | 740 |
| Lock term | 30 days |
| Loan term | 5/6 SOFR ARM (5 years fixed and then adjusted every 6 months) |
| Interest rate | 7.500% |
How Kredium helps you
20 DSCR lenders
We have 20 lenders with bank statement mortgage options
Offers
We shop for best non-QM offers based on your particular circumstances
Help from start
We help you from start to finish, regardless of where you are in the world
Small business
We help all self-employed borrowers, from small business owners to independent gig workers
Contact us
Kredium USA
2020 Silver Creek Rd, Bullhead City, AZ 86442