ITIN mortgages in the USA

Use your ITIN and full documentation to buy your new home or refinance a mortgage. No credit score required

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ITIN mortgages requirements

No SSN required
No credit score required
For residents and non-residents
US source of income
Full documentation required

Featured interest rate

ITIN mortgage for non-residents

Interest rate

7.287%

APR

5.620%

Single Family second home loan

Featured interest rates

* Current interest rates shown are indicative of market conditions and individual qualifications and will vary upon your lock-in period, occupancy, loan type, assets, purpose and loan to value and lending source

Eligible properties

Our lenders offer financing for a wide range of properties

Single Family

Condos

2-4 unit residential buildings

Townhouse

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Down payment

ITIN mortgage down payment starting from 15%*

* Better rates for higher down payment

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Featured ITIN mortgage scenario

$750k ITIN loan scenario
Property price	$1,000,000
Loan amount	$700,000
Down payment	25%
Property type	Single family home
Occupancy	Primary residence
Borrower type	Non-resident alien
Transaction	Purchase
FICO score	No credit score / ITIN loan
Lock term	30 days
Loan term	5/6 SOFR ARM (5 years fixed and then adjusted every 6 months)
Interest rate	7.375% (6.750% if borrower-paid compensation)