DSCR mortgages in the USA

The easiest way to get mortgage financing for your investment property

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DSCR Calculator

Debt Service Coverage Ratio, or DSCR, is a measurement
of a property’s cash flow vs. its debt obligations.

Calculate your DSCR (Debt Service Coverage Ratio)

Debt Service Coverage Ratio


A DSCR greater than 1.25 is considered optimal

DSCR Ratio

These are minimum DSCR values accepted by our lenders expressed in percentages.

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Eligible investment properties

Please tell us about the type of property you’re considering

Single Family

Multi family




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Down payment

  • Get your investment property with as low as 20% down payment
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Interest only mortgages

We facilitate interest-only loans which can save you money on monthly installments in the first 5 to 10 years

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How Kredium Helps you

20 DSCR lenders

We have 20 DSCR lenders in our network

Personalized offers

We guarantee you 3 personalized offers

From start

We help you from start to finish, regardless of where you are in the world

Seasoned investors

We help seasoned investors expand their portfolios

New investors

We help new investors plan their first investment

Contact us

Single Business Tower, 26th Floor
153 Sheikh Zayed Rd Business Bay (Dubai)

2020 Silver Creek Rd, Bullhead City,
AZ 86442 (USA)