DSCR mortgages in the USA

The easiest way to get mortgage financing for your investment property

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DSCR Calculator

Debt Service Coverage Ratio, or DSCR, is a measurement
of a property’s cash flow vs. its debt obligations.

Calculate your DSCR (Debt Service Coverage Ratio)

Annual Net Operating Income

Annual Debt Service (mortgage payment)

Debt Service Coverage Ratio

A DSCR greater than 1.25 is considered optimal

DSCR Ratio

These are minimum DSCR values accepted by our lenders expressed in percentages.

Don’t get discouraged if you have a low DSCR. Send us an email with your contact info and a short description of your financial situation and investment goal, and we’ll get back to you with potential opportunities from our lender network.

Note: Foreign nationals can qualify and be priced based on a property’s DSCR ratio!

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DSCR investment loans
(for residents and non-residents)

5/1 Hybrid ARM

Interest rate

7.499%

3-4 unit investment property loans

Featured interest rate

* Current interest rates shown are indicative of market conditions and individual qualifications and will vary based upon your lock-in period, occupancy, loan type, assets, purpose, loan to value (LTV) ratio, and lending source.

Eligible investment properties

Please tell us about the type of property you’re considering

Single Family

Multi family

Condominium

Manufactured

Townhouse

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Down payment

Get your investment property with as low as 20% down payment

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Interest only mortgages

We facilitate interest-only loans which can save you money on monthly installments in the first 5 to 10 years

$400K loan at the rate of 5.125%, with a 10-year interest-only option (costs over the span of 10 years)

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How Kredium Helps you

20 DSCR lenders

We have 20 DSCR lenders in our network

Personalized offers

We guarantee you 3 personalized offers

From start

We help you from start to finish, regardless of where you are in the world

Seasoned investors

We help seasoned investors expand their portfolios

New investors

We help new investors plan their first investment

Contact us

Kredium USA

info@kredium.com

+1 864 734 7552

2020 Silver Creek Rd, Bullhead City, AZ 86442

Kredium experts are here

To help you select a mortgage that is right for you

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