Quick and Easy US Mortgages for Foreign Nationals

Best US mortgage programs for resident and non-resident aliens under one roof

Hero image

Requirements for foreign nationals

Resident foreign nationals
SSN or ITIN accepted*
No credit score required
Permanent and non-permanent residents
US source of income
Full documentation required
Non-resident foreign nationals
Foreign credit reports accepted
Full documentation required
Reserved assets required
DSCR accepted
Primarily investment properties
Resident foreign national mortgage

Interest rate





Single family home primary residence
Non-resident foreign national mortgage

Interest rate





2-4 unit multifamily investment property

Featured interest rates

Eligible properties

Our lenders offer financing for a wide range of properties

Single Family


2-4 unit residential buildings


Section image

Down payment

  • Foreign national mortgages start with as low as 15% down payment*
Section image

Why Kredium

Resident foreign nationals
We have 20 lenders with ITIN mortgage options
We get offers from lenders tailored to your particular situation
We help you from start to finish, regardless of where you are in the world
We offer expert guidance with ITIN mortgage requirements and documentation
Non-resident foreign nationals
We have 15 lenders with mortgage options for foreign nationals
We shop for best offers based on your particular circumstances
We help you from start to finish, regardless of where you are in the world
We have expert advisers with international mortgage experience

How Kredium Helps you

Tailored bank offers

We find you the best personalized loan offers for your chosen property


We guide you through the entire process from application to mortgage payment

Completely online

We help you take out a loan all from the comfort of your home

Time-saving service

We offer free quotes, save you time and arrange everything for you

Documentation you might need for pre-approval

Permanent and temporary residents WITH an SSN or an ITIN

  • ID, Passport
  • Green Card or Proof of Residency
  • Work Visa
Employed under contract and self-employed:
  • Social Security Number
Credit History**
  • Credit score reference with tax returns and income statements
Down payment
  • Proof of available finances for a property down payment

Non-resident foreign nationals without an SSN or an ITIN

  • ID, Passport
  • Proof of Residency (if available)
  • 10-year history CV
  • Proof of primary address
  • 2 years of personal and business tax returns
  • Financial statements
  • Letter from a CPA**
Employed under contract:
  • 2 years of personal tax returns
  • Income statements
  • Employer contact
Credit History***
  • 2 credit reference letters or 3 recent credit card statements
  • 2 banking reference letters
Down Payment
  • Proof of available finances for a property down payment

Documentation required for FINAL approval

  • A copy of the sales contract or property purchase agreement
  • Copies of checks or bank transfers as proof of down payment
  • Setting up an auto payment or a checking account for mortgage monthly instalments (optional, however some banks may require it from visiting foreign nationals)
Section image

Contact us

Single Business Tower, 26th Floor
153 Sheikh Zayed Rd Business Bay (Dubai)

2020 Silver Creek Rd, Bullhead City,
AZ 86442 (USA)