Borrower scenario for buying a property
 
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
                            
                                ID: 16915
                            
                        Presented mortgage scenarios are real
Images are AI generated and serve to Illustrate the scenarios without revealing the identity of the borrowers.
Customer profile
                                            
                                                Borrower nationality
                                            
                                            
                                                .svg) United States
                                                United States
                                             
                                        
                                    
                                                                            
                                            Borrower residency
                                            United States
                                        
                                    
                                                                            
                                            Marital status
                                            Married
                                        
                                    
                                    
                                        
                                            FICO Score
                                        
                                        
                                                                                        650
                                        
                                    
                                
                                            
                                                Employment type
                                            
                                            
                                                Salaried employee
                                            
                                        
                                    
                                                                            
                                            
                                                Job title
                                            
                                            
                                                Director of Engineering
                                            
                                        
                                    
                                                                            
                                            Monthly net income
                                            $6,669
                                        
                                    
                                                                            
                                            Income currency
                                            
                                                USD
                                            
                                        
                                                                    Property info
 
                            
                                Property location
                            
                        
                                    Value
                                    
                                    $139,000
                                
                                
                                
                                    Type
                                    
                                        Lot
                                
                                
                                    Completion
                                     Off-plan
                                
                                
                                    Purpose
                                    
                                        Secondary residence
                                    
                                
                            
                                    Country
                                    
                                        .svg) Guadeloupe
                                        Guadeloupe
                                    
                                
                                
                                    
                                        Location
                                    
                                    
                                    Lamentin
                                
                                
                                
                                    Local currency
                                    
                                        .svg) EUR
                                        EUR
                                    
                                
                                
                                    Value in local currency
                                    
                                    €120,057
                                
                                
                            Loan financing
Requested loan
                                        
                                        Requested loan amount
                                            
                                        
                                        $104,000
                                    
                                    
                                    
                                            
                                            Loan currency
                                           
                                        
                                               .svg) USD
                                            USD
                                          
                                    
                                    
                                        
                                            Loan tenure
                                        
                                        
                                        10 Years
                                    
                                    
                                    
                                        
                                            Requested down payment
                                        
                                        
                                        25.18 %
                                    
                                    
                                    
                                        
                                            Recommended rate
                                        
                                        
                                        N/A %
                                    
                                    
                                
                                        
                                            Monthly payment
                                        
                                        
                                        N/A
                                    
                                    
                                    
                                        
                                            Recommended security
                                        
                                        
                                            Personal guarantee
                                    
                                    
                                Recommended loan
                                            
                                                Recommended loan amount
                                            
                                            
                                        $104,000
                                    
                                        
                                        
                                            
                                                Loan currency
                                           
                                            
                                                .svg) USD
                                           USD
                                          
                                        
                                        
                                                
                                                     Loan tenure
                                                
                                                
                                        30 years
                                    
                                            
                                        
                                        
                                            
                                                 Recommended down payment
                                            
                                            
                                         %
                                    
                                        
                                        
                                            
                                                 Recommended rate
                                            
                                            
                                        N/A %
                                    
                                        
                                    
                                        
                                                 Monthly payment
                                        
                                        
                                        N/A
                                    
                                    
                                    
                                        
                                             Recommended security
                                        
                                        
                                             Personal guarantee