The website of the C Corporation Kredium, 3500 S DuPont Hwy, Dover, DE, 19901 (in the future referred to as: the Company) uses the so-called internet cookies (Cookies). A cookie is a text file which is stored on Your computer or mobile device and enables us to recognize your return visit to our website. A cookie tracks and analyzes your visit to the website with the goal to help us improve your user experience (for example: when you visit our website for the first time and choose a preferred language for the website, a cookie with your choice will be saved on your computer or mobile device so that during your next visit to our website You will not need to choose a language again, instead, our website will display on Your device in Your preferred language automatically). By using cookies Your personal information in this case is not saved or stored by the Company so it cannot be used to identify You in any way. In case You want to check or adjust the cookies You are currently using in Your internet browser, You are able to do this through the specific browser’s own settings. At this link You can find the relevant instructions on setting up the Google Chrome browser. Disabling or deleting cookies can cause issues during browsing, and using our internet website.

We use the Hotjar service in order to better understand the needs of our users and to further optimize our services and the user experience. Hotjar is a technology which helps us to better understand the user experience on our website (i.e., how much time users spend and on which pages, which links they use and what users generally like or dislike on our website) which further enables us to build on and maintain our service according to the incoming information from the users. Hotjar uses cookies and other technologies in order to gather data about user behavior and the devices they use to access our website. This includes IP addresses of the devices (that information is processed during the length of Your session on our website which is then stored in a masked (de-identified) format), the display size of the device and the type of device used to access the website, information about the internet browser and geographical location from which the website was accessed (country name only), as well as the preferred language which is used in the internet browser. Hotjar stores the information for us in an anonymized (masked) format of user profiles. Hotjar is contractually forbidden from selling any information collected in our name.

For more detailed information, please visit the “About Hotjar” section on their official website for customer support.

Google Analytics announcement:

We also use cookies to track traffic and advertise our services on the website itself, multimedia content networks and for the purposes of remarketing campaigns. Using cookies, our partners, including Google, in cooperation with Kredium display our ads across various web locations on the internet. You can disable the Google Analytics service for advertising on multimedia content networks or adjust ad preferences for the Google network.

Kredium uses temporary cookies as well as persistent cookies. Temporary cookies are removed from the device after the internet browser is closed and they help us save information about internet sessions. Persistent or permanent cookies save information like the username and password so that you don’t have to log in every time you visit our website.

You can find additional information about active cookies through a number of available internet services, here are a few links as an example:


Facebook Pixel:

Facebook Pixel is a cookie developed by Facebook (Meta) which allows Kredium to track, optimize and build targeted audiences for advertising campaigns released on Facebook. Generally, this cookie allows Kredium to track how users switch between devices when they are using the Kredium platform and Facebook, and ensures that the ads which Kredium runs on Facebook display for those users with the greatest possibility of showing interest in Kredium services.

Cookie name Purpose Strictly necessary Storage period
XSRF-TOKEN Ensures visitor browsing security by preventing cross-site request forgery. This cookie is essential for the security of the website and visitor. Yes 2 years
kredium_session Tracks the logged-in status of the user on the server side. This cookie is essential to maintain account functionality and security. Yes 1 day
_ga Used by Google Analytics to throttle request rate no 1 day
_gid Registers a unique ID that is used to generate statistical data on how the visitor uses the website. no 1 day
ads/ga-audiences Used by Google AdWords to re-engage visitors that are likely to convert to customers based on the visitor's online behavior across websites. no Session cookie, deleted when you close your browser